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An actual financial guru or better yet a fiduciary financial advisor (not an influencer) would ask questions not give out advice. also your boy Ramit partnered with Facet Wealth so he’s anti advisor till they start paying him.

Where do you want to be in five years? Debt free (that's if you have debt), married, a homeowner, etc? It would be best to have a goal and figure out how to achieve those goals. I would suggest the Dave Ramsey method if you don't know where to start where you save $1000 emergency fund (only use for emergencies), start paying off debt using the snowball method (paying the smallest debt first and then move on to bigger debts), once you pay off debt then save for a 3 to 6 month emergency fund, and once you do that then start investing 15% in a company match 401k or Roth IRA, and then start getting a down payment for a house. Depending where you are on the baby steps, the more you'll get to accomplishing what you want to do. I will say to start a monthly budget and assign every last cent to a line item in your budget, and live on less what you make. Don't fall into the trap of getting a car loan and end up being upside down on it. I'm not opposed to credit cards, but just have 1 and pay it off every month. Just some thoughts on someone who has made a bunch of mistakes, good luck!

Welcome to the 40 Acres Vodney Cleveland and family.

Booooooo 🤣 I miss the Bo Davis days

See guys told yall there was nothing to worry about 🤣🤣

Nevermind. Hook em Rodney. One "HI" off the board?

live anywhere?

“sir, we got him”

Welcome Vodney. As Ravishing Rick Rude said, cut the music. As Razor Ramon said, hey yo.

BOOM!!! 💥💥💥

Lol I'm just here in case it doesn't go our way, the meltdown is gonna be spectacular

Is a live video of the commitment?

put a little bit in vti each month you will be rich when your 50 yo

An IRA is an Individual Retirement Account. The Roth IRA is tax free and you can add $7000 to each year. When you put the money in the Roth IRA you have to assign it to somewhere like the S&P 500 or else it will just sit in limbo and you won’t make money. The S&P 500 is a good fund for investors who are just beginning and learning.

Wife and I started using the EveryDollar app from Dave Ramsey a few months ago. It's actually helped us save more than I thought it would.

Sorry if this is a dumb question but im also not knowledgeable on this subject at all. What is/what do you mean by fund🙏? A I have an idea but I want to make sure its the right idea.

@Jeff05 You got some better advice? I doubt it. Everything I have said is solid and any financial guru worth a sh!t will tell you the same thing I did as far as starting with a Roth IRA.

👍

3pm central?

I ain't Gerry, but if Gerry has him as a "4-star +", he apparently agrees with 247.

If he commits ….. i want a Visual of all 3 Dt commits side by side…….booooooom

Hey @Gerry Hamilton24/7 has Cleveland ranked significantly higher than others in the industry. Where do you think the difference comes from and do you think 24/7 has him overrated?