I agree with you. I would add that the playoff committee has taken strength of schedule into account in some fashion, even though we can’t decipher what the criteria is. Take Baylor’s 2014 team. They opened with a 45-0 win over SMU, followed by a 70-6 win over NWST in week 2. I week 3 they won 63-21 over Buffalo. They later beat UT 28-7 and beat TCU, the league’s co-champion 61-58. Overall they finished 11-1. But the committee, citing SOS, deemed that Baylor should not be included in the top four even though the top four included three one loss teams (Alabama, Oregon, and Ohio State) and an undefeated FSU team. So the committee somehow did factor in SOS. I think the real issue is clarity of the SOS, and how it is weighted in the overall analysis. I would really hate to see losing the thrill of in-season marquee intersectional match-ups because the SOS is inconsistent and opaque.