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Roy Hinojosa

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Everything posted by Roy Hinojosa

  1. Looks like Anthony Hill is confident: https://x.com/thegoatanthony1/status/1944896378456428980?t=u3wviuUXpyJDqhTcO-1i4A&s=19
  2. So far, we got 2 of the players who were planning on committing in June and July. Not good. Teams are taking our NIL lunch money, and stuffing us in in our locker. If other teams seemingly figured out third party NIL before us, that's unacceptable and needs to be rectified quickly. We are in a new age of NIL, and right now Texas is not in the fight. We lost on TWO legacy recruits and now recruits like Ojo are just toying with us.
  3. Well, that's the thing. Most people do not pay off their credit cards every month and you can just look at the overall credit card debt in this country which is close to $2 trillion. If you can pay them off then do whatever you want, but if someone is young and learning how to use money then practice on one.
  4. Where do you want to be in five years? Debt free (that's if you have debt), married, a homeowner, etc? It would be best to have a goal and figure out how to achieve those goals. I would suggest the Dave Ramsey method if you don't know where to start where you save $1000 emergency fund (only use for emergencies), start paying off debt using the snowball method (paying the smallest debt first and then move on to bigger debts), once you pay off debt then save for a 3 to 6 month emergency fund, and once you do that then start investing 15% in a company match 401k or Roth IRA, and then start getting a down payment for a house. Depending where you are on the baby steps, the more you'll get to accomplishing what you want to do. I will say to start a monthly budget and assign every last cent to a line item in your budget, and live on less what you make. Don't fall into the trap of getting a car loan and end up being upside down on it. I'm not opposed to credit cards, but just have 1 and pay it off every month. Just some thoughts on someone who has made a bunch of mistakes, good luck!
  5. Stunt on them! https://x.com/miakscottt/status/1931196586492658058?t=cxjCzlhcAhuNwUWHZlnE4Q&s=19
  6. Tired of hearing opposing fans say we get all the love and attention after this Texas Tech lovefest. I might have burnt orange shades on, but this attention to the other team happens more times than not.
  7. If the OU pitcher had one more piercing on her face we would have been in trouble. Oh well, good luck in the losers bracket.
  8. I laughed out loud on my walk many times during that interview. My favorite part was when he said he put belt to ass on Quandre when they were in high school.
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